Florida hands you a judgment and stops there. The Judgment Enforcement Toolkit gives you the fourteen forms and the exact order to file them in, so the paper you won turns into money in your account.
Flat fee · No percentage of what you recover · Any Florida county judgment
You keep 100% of everything you recover.
Most Floridians who win in small claims never see a dollar of it, because a judgment is a permission slip and nobody hands you the instructions. We give you the forms and the sequence, so you actually get paid.
The villain here is not your debtor. It is the silence after the hearing. The judge signs, the courtroom empties, and no one tells you that winning and collecting are two entirely separate jobs — and that the second one is yours.
Florida will not garnish, levy, or lien on your behalf. Every one of those requires a motion, a writ, a fee, and a filing in the right order. The free state portal walks you to the courthouse door and stops.
You paid the filing fee, took a morning off, told your story, and were proved right — and your bank balance is unchanged. That is a specific kind of demoralizing, and it is why most people quietly give up here.
A court order that only functions for people who can afford a collection attorney is not really a court order. Access to a remedy should not end at the courthouse steps.
The alternative is handing your case to a recovery firm that keeps a third to a half of whatever it collects. On a $4,000 judgment that is $1,320 to $2,000 — for filing the same forms you can file yourself.
We know what the week after a judgment feels like, because it is the most common question we get and almost nobody has an answer for it. You were told you won. Then you were told nothing else.
You are not missing a skill. You are missing a map — one that says which instrument to file, in which order, and when to stop before you throw good money after bad. That map exists. It has simply never been handed to a self-represented Floridian at a price that makes sense.
Our founder created Peoples-Law.org, now operated by the Maryland Judiciary as a service to the citizens of Maryland.
Built to the Florida Small Claims Rules and Florida Statutes — Chapter 77 garnishment, sections 55.10 and 55.202 liens, section 222.11 exemptions. Not a national template with the state name swapped in.
Access is the charter, not the marketing. We publish free guides in the categories where selling you something would be wrong.
One of the fourteen forms exists purely to tell you your debtor may be collection-proof — before you spend another dollar. An honest no is part of the product.
Enforcement is a sequence, not a menu. Each step tells you whether the next one is worth paying for — which is exactly what creditors get wrong when they guess.
Serve the Fact Information Sheet. Your debtor must disclose employer, bank accounts, vehicles, and property under oath within 45 days. It costs a stamp, and it answers the only question that matters before you spend anything.
Garnish an account, garnish wages, lien the real estate, lien the personal property, or levy on something specific. The screening worksheet narrows it to the one that will actually return money in your situation.
Complete the forms, file with your clerk, serve who needs serving. Every form includes the deadline that follows it, so nothing lapses while you wait.
Every form is a fillable Adobe PDF with the court caption, the statutory language, and the certificate of service already built in. Type into them, save them, print them.
Real AcroForm fields — 576 of them across the set. Fill on a laptop or phone, save your work, and reprint when the clerk wants another copy.
An index sheet lays out the order, what each step costs, and which result sends you to which form next. That sequence is the part no competitor sells.
Form 7.343, Chapter 77, section 55.10, sections 55.202–55.203, section 222.11 — printed where they apply, so a clerk can see you filed the right thing.
A trained Florida legal document preparer checks your set for blanks, inconsistent figures, and missing signature or notary lines before it reaches you.
Sworn disclosure of employer, income, bank accounts, real property, vehicles, and other assets. Form 7.343 · due in 45 days
The corporate version: receivables, merchant processors, equipment, UCC filings, and transfers to related entities.
Creates the record of when you served it and when the clock started — the proof a judge will ask for later.
For when they ignore it. Includes the show-cause request and the certificate of service.
Calculate weekly disposable earnings, apply the Florida threshold, and get a decision: proceed, redirect, or stop. Never filed — this one is for you. §222.11 · $750/week
Record a certified judgment in every county where they own or may buy property. Tracks book, page, instrument number, and the expiration date. §55.10 · about $10 per county
Assembles every element the Department of State filing requires to reach vehicles, equipment, and business assets. §§55.202–55.203
For a bank account or other property held by a third party, with the debtor-identification detail a bank needs to match the account. Ch. 77
Withholds the non-exempt portion each pay period until the judgment is satisfied.
The document the clerk issues. Complete every blank before filing — a clerk will not fill these in for you.
Serving this on the debtor is a statutory requirement, not a courtesy. Skipping it can dissolve the writ you just paid for.
Directs the sheriff to seize and sell specific non-exempt property. Includes the levy instructions a sheriff requires.
Full or partial. Florida requires a creditor to acknowledge satisfaction, and an unreleased judgment can create a claim against you.
The whole plan on two pages — order of operations, cost of each step, and which result sends you where next.
Doing nothing is a decision, and it has a cost. Here is what it looks like.
A debtor who knows a judgment exists moves money. The longer you wait, the less a garnishment finds.
An unrecorded judgment collects nothing at closing. Record it, and you get paid when they sell or refinance.
A clerk fee plus a $100 deposit spent on a writ that returns nothing, because nobody checked the head-of-family exemption first.
Hand it to a recovery firm instead and they keep 33% to 50% of whatever comes in, for filing these same forms.
Nobody can promise a recovery, and any service that does is selling you something. What you can have is every legal instrument Florida gives a judgment creditor, used in the right order, at a price that leaves the recovery worth having.
| Today | With the Toolkit |
|---|---|
| A signed judgment in a drawer | A lien recorded in every county they own property |
| No idea whether they have anything | A sworn disclosure of their employer, accounts, and assets |
| Guessing which motion to file | A sequence that tells you what comes next, and when to stop |
| Wondering if a lawyer is the only option | Every instrument a collection attorney would use |
| Losing a third of it to a recovery firm | One flat $149, and you keep every dollar collected |
| Watching the balance sit and the years pass | Statutory interest working for you while the lien waits |
It depends on the size of your judgment, and we would rather you work that out before you buy than after. Here is the fee as a share of what you are owed.
On a small judgment $149 is steep, and on a small judgment against a debtor with no assets it is money lost. On a larger one it disappears — and a recovery firm would take 33% to 50% at every line on that scale.
Find yourself on the scale. If you land at the top of it and your debtor has no job and no property, the honest answer is to record the judgment for about ten dollars and wait. We would rather tell you that than take $149.
No. Bring a judgment from any Florida county court, however you obtained it — through the free DIY Florida portal, through an attorney, or on your own. The toolkit works the same.
Neither. You file, you serve, and you keep control of your own case — which is also why you keep 100% of what you recover. We prepare and review the documents; the collection is yours.
Nobody can promise that. Some debtors are genuinely collection-proof: no job, no account, no equity, and Florida's homestead and head-of-family exemptions are among the broadest in the country. The Fact Information Sheet and the screening worksheet exist precisely to answer that question in week one instead of week thirty.
Court and agency fees, paid directly to them, never marked up by us. Roughly: about $10 per county to record a judgment lien, a Department of State filing fee for the personal property lien, a clerk's fee plus a $100 garnishee deposit for a writ of garnishment, and a sheriff's deposit for a levy. Deposits and costs are ordinarily recoverable from the debtor. Confirm current amounts with your clerk.
The Fact Information Sheet follows the Florida Small Claims Rules form. The garnishment and execution documents are preparation templates built to the statutory requirements — and many Florida clerks publish their own versions and will reject a substitute. The index tells you to check your county clerk's civil forms page first. These templates make sure you have gathered every required element before you get there.
A Florida money judgment is enforceable for years and accrues statutory interest the entire time, and liens can be extended by filing again before they lapse. A debtor who is collection-proof today may have a job, an account, or equity in three years. Recording the lien now and reviewing annually costs almost nothing.
No. JusticeXpress Florida is a legal document preparation service, not a law firm. We prepare documents from the information you supply and check them for completeness and consistency. We cannot tell you which enforcement tool to use, whether an exemption applies to your debtor, or what to say at a hearing. If your matter needs that, it needs a Florida attorney — and we will say so rather than take your money.
Fourteen fillable Florida forms and the sequence to use them in. One flat fee. You keep everything you recover.
JusticeXpress Florida is not a law firm and does not provide legal advice. We are an online legal forms provider and document preparation service. Using this site does not create an attorney-client relationship. You supply your own factual information; a nonlawyer's role is limited to preparing documents from that information and performing a clerical check for blank fields, misspellings, inconsistent dates or figures, missing signature and notary lines, and outdated form versions. A legal document preparer cannot tell you which enforcement remedy to pursue, advise you whether an exemption applies, or represent you in court. For advice specific to your situation, consult a Florida-licensed attorney.
Winning a judgment does not guarantee collection. Florida law exempts substantial categories of property and income from collection, including constitutional homestead protection and the head-of-family wage exemption under section 222.11. Statutory interest rates, exemption amounts, lien durations, clerk fees, garnishee deposits, and recording costs are set by law and by county and change over time. Several documents in this toolkit are preparation templates rather than official court forms; many Florida clerks publish their own garnishment and execution forms and may require their version. Always confirm current requirements with the clerk of court in your county before filing. Court, sheriff, and agency fees are paid directly to those offices and are never marked up by us.
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